Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, September 5, 2013

The 10th Anniversary of my Financial Freedom Looms! #BLOWOUT #FREE #PRIZES #CONTESTS -

   Sept 10th, 2003, is a date I won't forget. I was nervous as hell. Heart palpitations, hand wringing, you name the nervous tick, I was on top of it! It got so bad, I called my doctor and explained that I was probably dying of a heart attack. He was not persuaded, and told me to calm down. Ha! If it would have been that easy, I'd have done it from the start. OK, I guess I was being slightly hysterical.

   As evidenced by this and other posts, I made it. But in spite of the work and effort that went into growing Omega Insurance Services, it all seemed unreal. Less than seven years before I was designing my logo in Word while I made sales calls from the kitchen table off a rental apartment. So this day was truly dreamlike, with me mentally waiting for the alarm to go off.

   Obviously, that did not happen. We convened in a boardroom, in an atmosphere of absolute levity, and signed the final documents. The "transfers" were made into my accounts. Wow. While a myriad of things led to that moment, that was the finish line. The moment when everything actually changed. A bizarre mix of elation, sadness, exhaustion and a burst of energy seemed to inhabit my body. All the while I continued making all the appropriate noises, "great to be on board, and "this is going to be awesome" (it was already pretty awesome). Poker face central.

   Fortunately I was saved by a party we were throwing. Nobody, outside a few key people, knew what was happening, a party seemed a good way to "cushion the shock".It did, in part, do exactly that.

  Which brings us to the impending 10th Anniversary, and the "virtual" party we'll be throwing to mark the occasion. And in the spirit of open disclosure, there is a major book promotion for "Alphabet Success" at the heart of the festivities.

   The questions most of you have been waiting for are: 1) What are you giving away? 2) What are the prizes? and 3) What are the contests?

1) We are giving away free copies of my new Kindle book, Alphabet Success from 12 midnight Pacific Time to 12 midnight Pacific Time on September 10th, 2013.

2) The prizes include: 20 - $25.00 Amazon.com gift certificates, and $1,500 in cash prizes. That leads us to our final answer...

3) I'm not saying. The day of the event we'll be interacting with people on Twitter (@alphabetsuccess) and LinkedIn. Primarily the former. It will be a little like a radio show. We'll make an announcement, and something will be happening that you need to respond to in real time. For example (a good one, wink wink) you might need to be the 8th person to retweet a given Tweet or comment on a LinkedIn message. But there are plenty of other methods that will be employed to give out cash and prizes, but we're not saying until the day of the event. For the purpose of clarity:

The contests will be conducted on September 10th, 2013. With the exception of one contest for which the winner will be decided later. The times will include a bit of September 10th around the world, since I have followers in pretty much every time zone. I'm going to try to online for as long as Red Bull and adrenaline will keep me in the game, but we may hit some down time due to my human form.

Will it be fun? Yes  Do you need to buy anything to win? Absolutely not!

For more information, please contact me at tim@alphabetsuccess.com







Thursday, August 29, 2013

Free at last! Um...Free again! Well, you get the idea.

   Almost ten years ago, on September 10, 2003, I sold Omega Insurance Services, a little less than seven years after we started doing business, and to say my life was changed would be a massive understatement. To be 42 and know you will never need to work again, is a pretty delightful feeling. In essence, I was free. Not in an insane Bill Gates sort of way, but plenty free for me.

   So, with the tenth anniversary of the event coming up, I decided to mark the day with another Alphabet Success giveaway. A way of celebrating my freedom over the last ten years by giving you a tool to help you get your freedom, or if you already have it, keep it.


  If you don't already know, Alphabet Success is a wonderfully short, very readable Kindle book available on Amazon.com. You can download and read it on any tablet, some phones, and obviously a Kindle.


    What is the book about? It is a distillation of the elements I think were most critical in my success as a business person as well as my success in other areas of my life. There are people who talk about the life they dream of having, and then there are those who go out and make it happen. If you want to be in the latter category, reading the book would be a very good idea.


   What secrets are in the book? None. Zero. Zip. Nada. You probably already know everything I will tell you in the book. However, you aren't using it on a daily basis to effect change in your life. Just like having a garage full of tools doesn't make you a mechanic, having the tools to succeed isn't enough to make you successful. You have to use the tools and master them.


   Will the book make me successful? If you let it. There is no plane ticket to success. There is no little bit of magic that will pop you into the life you want. There is a set of tools, and then a fair bit of work to be done. But it can be fun, joyful and the ride can be an absolutely amazingly blissful experience.


   Isn't this just common sense? Yes. But with that in mind I will leave you with two quotes from two people far more successful and well known than me:


   There is nothing more uncommon than common sense. - Frank Lloyd Wright


   There seems to be some perverse human characteristic that likes to make easy things difficult. - Warren Buffett


   September 10th, 2013 from 12:00 to 12:00 Pacific Standard Time. Download it, read it, apply it. Repeat as needed.

Thursday, August 1, 2013

Congratulations! The winner is....

   Let's put our hands together and give a big round of applause to.... nobody! That's right, nobody submitted an essay for the $500 "Alphabet Success" contest. As much as I might be happy that the $500 will be staying in my company account, there is a much much bigger lesson here. If you don't try, you can't win. 

   Of course, I could have done a countdown and reminded people, but as the time drew near I became curious whether anyone was going to make an entry. I even waited until it was 1:00am in Guam, the closest point to the international date line. Nope. Nada. Thus, we arrive at the question of why?

   One possibility is that nobody needed the money. Great news, apparently the global economy is much more robust than I had imagined. Frankly, I'm not sold on that theory. Somebody reading this, perhaps you, is thinking, I should have sent the guy a quick page about "Alphabet Success" and I'd have had his $500. And you would be correct!

  Another potential thesis is that I did not promote the contest enough. Maybe. But there are roughly 50,000 people on my Twitter account, another 1,550 on LinkedIn and to date there are roughly 1,400 copies of the book out in circulation. That would seem a large enough population to elicit at least a couple of responses. But I'll take some of the blame for not "mashing" on the accelerator more as the date drew near to pique your interest. So there is a partial explanation, but seemingly not enough to have prevented any entries.

   My theory? People may have thought what's the point? I hate writing, and I won't win anyhow. Well, that's not really the ABC (Always Be Committed) or JKL (Just Keep Looking) sort of attitude I was hoping to promote in the book. If you glanced at the numbers on my sites the raw data suggest that there was a reasonable shot of winning. But you miss 100% of the shots you don't take. 

   One other alternative? People might think, he'll be looking at a few papers and my writing needs work (which would have been improved by trying..but anyhow) so I have no shot. I'll tip my hand a little here and let you know that I would not have nor will I judge someone on the basis of their grammar or the poetry of their prose. It is nice when language flows, but I was after a STORY. So long as you can convey an example of something that happened, and relate it to a chapter in "Alphabet Success", that will be a solid contender.

   For what it is worth, I would have taken a powerful story over a finally crafted, but boring tale. But that's water under the bridge. It's August 1st, and the contest is over with no winner. Bummer.

   But wait,! What if we use this example to try another approach? Let's have a new contest, with a bigger prize and give you more time to write your story. Shall we say October 31st? That's almost two months from today. Same rules, same deal. I'll update the contest rules, but in short, $500 for the best story  related to a chapter in "Alphabet Success". It must be submitted by October 31st, 2013, no later than 5pm EST. All entries must be received at my e-mail address: tim.fargo@hammerfest.com.

  There you have it. A second chance! If you are interested, I suggest opening a document and just jotting down the most basic outline of what you are thinking. A couple of sentences. Then put a note in your calendar to get cracking at the earliest opportunity. Don't get all jammed up worrying about appearances, and that nonsense, just take some time to write out your thoughts. You can always recraft it. And, should your piece be published on my blog, I'll work with you on it beforehand if you think it will help.

  You'll have to do the heavy lifting though. I'm not dragging you to the finish line.

   Go on. Just Keep Looking!


   Alphabet Success, your personal step-ladder to success.  To buy, click here. 
 


Thursday, July 25, 2013

Leadership through laughter. Or why fun is profitable. (or at least fun...)

   There is nothing quite so therapeutic or disarming as a laugh. Some of our best ads use them, and many of our fondest memories are of a good shared laugh. But too often offices are like quiet libraries where laughter is,well, not very professional or even plain old dead. Why?

  During the course of running Omega Insurance Services into the Inc. 500 twice, I would say there were very few days that passed where we didn't all bust up laughing over something. Now given the size of the company, not everyone was always there, but it was in "our blood". The place was wired for levity. For fun. Why?

   Because a) It is free. It cost nothing to have a fun work environment. You might have to be at the end of the joke at times. If that's the greatest pain you every feel, lucky you. b) It loosens people up. This is a huge advantage. People who are not worried about their next move relax and get the job done, instead of spending an inordinate amount of time worried about their "image". c) It is infectious. People like to be with fun people. Customers feel it, prospective employees feel it. It ends up permeating the company. Why does that matter?

   It matters because all those things lead to a better bottom line. You'll make more money if people are enjoying themselves. They're not spending time complaining, their not sitting worried about their job, or some goofy gossip. They're working and enjoying themselves. Most importantly, to me at least, is that if you aren't having fun, I reckon you should examine your choice of career.

   Perhaps this is a matter of philosophy. But if you look around at the best companies, I dare say that the one's that stay on top do it with a combined commitment to excellence and fun. Even if it turns out to give you the same bottom line, isn't it more enjoyable to be in a place that's a little loose, where smiles prevail?

   It's your business or career, and your life. Why not enjoy it?


    Alphabet Success, your personal step-ladder to success.  To buy, click here. 

Saturday, July 20, 2013

In Defense of Antivation, and a way to profit from it. Yoo-hoo Microsoft...

   You don't have to be a technophobe to experience some dismay at the seemingly constant barrage of changes and alterations to technologies and programs that have become part of our daily discourse with the world. Let me tell you a secret...I want my antivation!

  Just when you feel the initial joy of mastery, the technology is re-engineered to be more user-friendly. Gasp! This puts us in the unenviable position of having to discard some hard earned work and begin anew. While I am hardly opposed to personal growth, having companies with whom I have formed a relationship kick dirt into the hole I was digging is a little annoying. Antivation please.

   This got me thinking. There must be an emerging market for some technological stabilization. With the baby boomer generation growing older, and in many cases already a bit impervious to change, this is a major opportunity. Microsoft could hang onto the code for Windows 7, for instance. Have a team tightening the code, making the software faster, more reliable and secure, and clawing away at consumer feedback on ways to simplify the whole experience. Then charge annually for licensing (fixed)  and support (a la carte), which I think will be a huge profitable growth area, with boomers aging. Um, antivation?

   The underlying technology need not suffer. As we inevitably move to 128-bit tech and onward, there would be plenty of room to make the program optimized for the new environment. Innoantivation?

   Frankly, I could apply this logic to phones as well. My Samsung Galaxy 3 is a joy. Love it. But I am curious what else of true value can be offered that would make me want to migrate to a new phone. Using the camera as an example, I only need 8 megapixels. The photos I shoot with the phone are capturing moments. Issues of pixelization etc, are not likely to factor in to me moving to a "new model." It handles e-mail, texting, web interaction, and a host of things I am only now unearthing. "Waiter, I ordered ANTIVATION, not innovation. May I please have the old version?"

   My central point is that with a large generation cohort getting to the "get off my lawn" stage of life, perhaps a new market is upon us. Antivation. Companies make the technology we're already used to better, (much cheaper development than "new and improved") and more reliable. If they want to expand the memory of the hardware model and increase the processor speed, great. Just don't fiddle with the basic design and interface. And, by all means, send me an annual bill to allow me the privilege of locking in my comfort zone.

   While I have not done any formal market research on this, frequent lunch and dinner chats with folks lead me to believe this is not some fanciful idea. It is a new bona-fide market. (In fact, at a recent dinner in Stockholm I listened to a smart, young university student questioning the same issue.) And I think it is growing, with a group of people who will pay the annual fee NOT to learn a new technology. 

   Before you (if you haven't already) dismiss me as being against progress. Think again. Innovation is NOT just what happens in the Silicon Valley, it is also how we use that technology in our life. Users frequently find novel, unexpected uses for technologies. But like everything, these need time to emerge, Burying the user side of the equation under your well intention, but unneeded, upgrade, is frustrating and actually counterproductive. I'm asking the large companies to engage in ANTIVATION both to accommodate what I think is a growing market of "what the hell is this" consumers, and an existing group of tech savvy people who would happily tweek the heck out of your existing app. Both of whom I guess would pay an annual "tick" not to be forced into re-engineering the technological ecosystem they've built for themselves.

   It certainly merits some thought. 

Thursday, July 18, 2013

Need a Little Inspiration...?

Many people think the hardest part of anything is finishing. Not true. Most people never get started.


What is also true, is that the second place most plans fall apart is when they face adversity or failure. Usually this is not an issue of the plan itself, but rather the determination of the person trying to implement the plan. Things rarely go the way we want in life. It is easy to be battered into a sort of incremental submission.


Personally, I think that happens to an awful lot of people. Most kids I grew up with, and most I meet today have big dreams, big plans for their future. But somewhere along the line, they get the fight beaten out of them. It could be a parent who tells them to get “their head out of the clouds”, or it might be friends who, while well intentioned, don't want to see you leave them behind. Even for those with the courage and resolve to overcome the “battle” with family and friends, get ground down by circumstances, and one too many failed attempts at their dream. Eventually, they get so “worn down” that success looks like paying the bills and hanging onto the job they hate.


But that isn't always how the story ends.


In April 1961,  I arrived, at least in breathing form, here on our lovely planet. Unlike many people, there were much more than two people involved in my continued existence. My biological parents, who put me up for adoption, my parents who three short months after I was born took care of me as their own, and the nuns of Our Lady of Victory, who though I don't remember them, handled the three month gap. Given my lack of self-sufficiency at that point, I thank them all for getting me started.


One of my mom's favorite stories was about the ride home from the orphanage to their home in Akron. Mom had on a pearl necklace which apparently I fiddled with constantly. She always mentioned that, as well as the fact that I laughed quite a lot. That latter part hasn't changed much over the years.


You may wonder, well this is all a little interesting, but not really what I showed up for Tim.


The back story to my adoption is a tale of remarkable determination and grit.


You see, my adoptive mother could not have children. Now that, is not, in and of itself, especially unique. Many people adopt children for the very same reason. But my mom found out about her inability to have children the hard way.


My mom was pregnant four times before she tried adoption. All four were either stillborn or died shortly after being born. That alone would have put most people in a mind to forget the whole idea. Not my parents. Her and my father looked into adopting at a local agency. If they could not have their own, they would adopt a child.


Of immediate concern to the authorities was why this woman, my mother, was unable to have children. They came to the determination that, after a few tests, she had a blood disease or abnormality (later learned to be Lupus). Upon reaching that conclusion, they decided to reject my parents application to adopt as my mother was seen as “high risk”. OK, this is about time to say, well, maybe we can get a dog, or a couple of them even. Not my mother.


Afterward they had a lengthy chat with their family physician. He was aware that my mom had something wrong with her blood. But he nonetheless suggested they conduct another blood test, just in case they'd missed something. He took my mother's blood and sent her and my father home.


In the meantime he did something which can only be described as beautiful, reckless and amazing. He also took his wife's blood, and sent it for testing in lieu of my mother's which he knew would never pass testing. His wife's blood was fine. But since it was submitted with my mother's name, she was now “fit” to be an adoptive mother. At least according to her blood.


Fearing being called out locally, they headed to another adoption center they had heard about. There they found a receptive audience who agreed to put them on the list. In those days it was a list you actually were likely make it through, as adoption was not nearly as widespread as it is today. Their name accepted, they headed back to Akron to wait.


In what I have to guess was late June or early July of 1961, they got a call that the adoption center had a baby available. They were warned, that the child had “large eyes”. Undaunted they made the trek to the center and had a look at the “Big Eyed Baby”, and yes that was me.


We never chatted about it, but apparently I was insufficiently “Big-Eyed” to prevent them from saying “sure, we'll take that one”. A couple of weeks later in mid-July, they once again made the journey from Akron to the adoption center. This time they had something to take home. That being me. Yahoo!


That was incredibly lucky for me! If they had not gone through all those trials and tribulations, I might have ended up virtually anywhere. Instead I had an incredible set of parents who, in spite of my efforts to the contrary at times, managed to turn me into something resembling a normal human being. And apparently I sort of “grew into” my eyes.


Thus, in part, as with most success stories, a big part of mine was a matter of incredible timing, luck, and maybe even “big eyes”. But the absolutely biggest part of what got me into a position to succeed was my mother and father's determination to just keep looking. If they had given up, I may never have been afforded the opportunities which came to me later in life. In addition, that attitude of determination was infectious. Obviously not inherited genetically, I developed a tenacity that has yet to leave me.


The quotes, the one liners, all the cliches about “staying the course”, well they are true. Occasionally someone gets remarkably lucky, but more often, failure is the road you will be driving on far longer than you want, if you hope to succeed. Now, you better be adapting along the way, and learning from that failure, otherwise you’re not a failure, you're a fool.


Failure is the road you will travel to success. Just be sure to take the correct exit. If you have trouble finding it?

Just Keep Looking.




 Alphabet Success, your personal step-ladder to success.  To buy, click here.